← All industries

Businesses of every size

Commercial

Overview

What we do for commercial clients.

From Main Street retailers and professional offices to middle-market operating companies, we build commercial programs around how the business actually works.

No two businesses are the same. We start with your operations, your contracts, and your exposures — then build the program.

Commercial insurance
Coverages

How the program comes together.

Business Owners Policy

Property and GL packaged for small and mid-size businesses, with the endorsements that actually matter.

Workers' Comp & Auto

Properly classified workers' comp and commercial auto, including hired and non-owned exposures.

Umbrella & Excess

Towers built to satisfy lease, contract, and lender requirements.

Management & Cyber

D&O, EPLI, fiduciary, and cyber liability for privately held companies of every size.

Why United Risk

We're independent, so we market your account to the carriers most likely to compete — instead of defaulting to the same one every year.