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Owners, operators, and managers

Real Estate

Overview

What we do for real estate clients.

Real estate is one of our deepest practices. We work with owners, developers, syndicators, and property managers across habitational, mixed-use, retail, office, and industrial portfolios.

From a single brownstone to a portfolio of thousands of units, we structure programs that protect the asset, the operating entity, and the people running it day to day.

Real Estate insurance
Coverages

How the program comes together.

Property

Replacement-cost building coverage, ordinance & law, business income, and equipment breakdown — placed with carriers that understand habitational and mixed-use occupancies.

General Liability & Umbrella

Premises liability with excess limits sized to your portfolio, lender requirements, and lease obligations.

Directors & Officers / EPLI

Management liability for the operating entity, plus employment practices coverage for property management staff.

Builders Risk

Ground-up construction, gut rehabs, and value-add renovations — with extensions for soft costs and delay in completion.

Why United Risk

We've built relationships with the carriers that actually want habitational and mixed-use real estate, so we can move quickly on renewals, acquisitions, and refinance deadlines.