What we do for social services clients.
Behavioral health providers, foster care and adoption agencies, residential treatment, developmental disability services, and community-based organizations.
Serving vulnerable populations carries unique exposures. Our programs are built around the standards of care, licensing requirements, and contract demands of your funders.
How the program comes together.
Social Services Professional Liability
Coverage for counseling, case management, and direct-care services — with definitions that match your scope of practice.
Abuse & Molestation
Dedicated A&M coverage with defense, structured around your program's screening and supervision protocols.
Auto
Owned, hired, and non-owned auto for transporting clients and staff.
D&O / EPLI
Board protection and employment practices coverage for agencies with complex staff and volunteer structures.
We place social services accounts with carriers that specialize in this work — not generalists who don't understand the exposure.