What we do for healthcare clients.
Medical and dental practices, allied health, home care agencies, behavioral health providers, and senior living facilities.
Healthcare exposure is regulatory and reputational as much as it is clinical. Our programs are built around HIPAA, state licensing, and the realities of patient care.
How the program comes together.
General Liability (GL)
Premises and operations liability for medical offices, clinics, and facilities — protecting against slips, falls, and patient-facing incidents.
Professional Liability / Medical Malpractice (PL)
Claims-made or occurrence coverage for physicians, allied health, and facilities — including tail coverage and regulatory defense.
Workers' Compensation (WC)
Class-coded correctly for healthcare staff, from clinical teams to administrative and maintenance personnel.
Commercial Property
Building, equipment, and business income coverage for offices, clinics, and care facilities — including tenant improvements.
Commercial Auto
Owned, hired, and non-owned auto for mobile clinicians, transport services, and medical supply delivery.
Umbrella / Excess Liability
Extra limits above your primary policies — sized to meet contract, lease, and regulatory requirements.
We understand the difference between a solo practice, a multi-site group, and a facility — and we place each one with markets that price the risk fairly.