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Contractors and trades

Construction

Overview

What we do for construction clients.

General contractors, construction managers, and the full range of trades — from concrete and steel to MEP, interiors, and specialty work.

Construction risk is unforgiving: contract requirements, additional insured wording, and limits all have to line up before you can break ground. We make sure they do.

Construction insurance
Coverages

How the program comes together.

General Liability & Excess

Primary GL with per-project aggregates, plus excess and umbrella towers sized to your largest contract requirements.

Workers' Compensation

Class-coded correctly, audited carefully, and placed with carriers that understand construction payroll.

Builders Risk & Inland Marine

Project-specific or blanket builders risk, plus contractors' equipment, installation floaters, and tools coverage.

Contractors Pollution & Professional

CPL and contractors professional liability for design-build, environmental exposures, and remediation work.

Why United Risk

We read your contracts before we quote. Additional insured, waiver of subrogation, primary & non-contributory — all confirmed in writing before you sign.