What we do for personal clients.
Personal insurance for families, professionals, and high-net-worth households. Primary residences, second homes, autos, and the things that matter most.
Personal lines done right is about coordination — homes, autos, umbrellas, and valuables placed so coverage doesn't have gaps and limits don't have surprises.
How the program comes together.
Homeowners
Replacement-cost coverage for primary, secondary, and seasonal homes — with proper limits for jewelry, art, and collectibles.
Personal Auto
Auto coverage written to coordinate with umbrella limits and household driver exposures.
Personal Umbrella
High-limit excess liability that follows you across homes, autos, watercraft, and rental properties.
Valuables & Watercraft
Scheduled coverage for fine art, jewelry, collections, boats, and recreational vehicles.
We round out the household so the policies actually coordinate — primary, excess, scheduled items, and rental properties all in one place.