What we do for personal clients.
Personal insurance for families, professionals, and high-net-worth households. Primary residences, second homes, and the things that matter most.
Personal lines done right is about coordination — homes, umbrellas, and valuables placed so coverage doesn't have gaps and limits don't have surprises.
How the program comes together.
Homeowners
Replacement-cost coverage for primary, secondary, and seasonal homes — with proper limits for your personal property and living expenses.
Dwellings
Coverage for residences that may not qualify for a standard homeowners policy — including seasonal, tenant-occupied, and secondary dwellings.
High End Luxury Homes
Specialized programs for architect-designed, high-value, and custom-built residences — with guaranteed replacement cost and concierge claims service.
Personal Umbrella
High-limit excess liability that follows you across homes, autos, and rental properties — protecting your assets and future earnings.
Jewelry Policy
Scheduled coverage for fine jewelry, watches, and precious items — with worldwide protection and no deductible options.
We round out the household so the policies actually coordinate — primary, excess, scheduled items, and rental properties all in one place.